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Posuro Lozori business capital flow predictive analytics dashboard

Analyze your liquidity and activate a smart wallet in less than 60 seconds

Posuro Lozori applies predictive analytics on your company's idle cash and turns the data into an actionable investment recommendation, without needing to hire your own data team.

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The cost of waiting

Idle cash loses value each day it remains unallocated

Many Spanish SMEs keep capital reserves in low-performing accounts while they decide their next step. This wait has a real opportunity cost, although it is rarely reflected in the monthly balance sheet.

Manual analysis of investment scenarios requires time, technical knowledge and access to tools that few mid-sized companies can justify internally. The usual result is inaction, not due to lack of interest, but due to lack of infrastructure.

Posuro Lozori replaces that gap with a data intelligence engine that processes the financial context of your company and translates the complexity into a concrete and justified decision.

How it works

One decision engine, three execution phases

The system combines financial data ingestion, predictive modeling and recommendation execution in a continuous flow, designed to reduce friction between analysis and action.

01

Data ingestion

It connects your company's financial sources — existing accounts, movements and positions — to build an up-to-date snapshot of your available liquidity.

02

Predictive analysis

The models evaluate risk and profitability scenarios on this data, weighing time horizon and risk tolerance declared by the user.

03

Implementation of the recommendation

The resulting portfolio is ready to activate with a single step, without additional forms or manual instrument configuration.

See the complete methodology
Technical transparency

How the predictive model reasons

We don't ask our customers to trust a black box. Each recommendation generated by Posuro Lozori can be broken down into the input factors that originated it: historical volatility, correlation between assets, and stated cash flow projection.

Posuro Lozori team reviewing the parameters of a financial predictive model
  • Recalculation frequencyDaily, with alerts for relevant risk changes
  • Data sourcesDeclared positions, market history, tax parameters ES
  • Analysis horizonConfigurable between short, medium and long term
  • Model typeSet of predictive models with adjustable risk weighting
  • ExecutionOne-step activation after user review
Note on data security. Connected financial information is encrypted in transit and at rest, and is used exclusively to generate your account recommendations. It is not shared with third parties for commercial purposes.
B2B Case
Treasury optimized
Reallocated operating cash surplus
Distribution and wholesale trade

Treasury management for a company with seasonal collection cycles

A distribution company with quarterly liquidity spikes uses Posuro Lozori to identify how much of its surplus can be allocated to short-term instruments without compromising daily operations.

The model adjusts the recommendation as collection forecasts change, preventing capital from being retained longer than necessary.

Fintech Case
Risk monitored
Exposure reviewed in real time
Alternative credit entities

Portfolio supervision for an SME lending entity

An alternative financing fintech integrates Posuro Lozori to cross-reference its loan portfolio with market signals and detect changes in the risk profile of its positions earlier.

Instead of periodic manual reviews, the team receives a continuous readout that prioritizes which positions require attention first.

Next step

Put your capital to work with the same discipline you apply to the rest of your business

Activate my wallet

Complete setup in less than 60 seconds. No commitment to permanence.